Mortgage 1 Fenton

Your Trusted
Mortgage Advisor

Caroline Turner
Senior Loan Officer

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Caroline Turner


Caroline Turner

Caroline started in the mortgage industry in 2001, and she has always taken pride in offering the best customer service to her clients and referral partners by carefully walking them through each step of the process. Through the years Caroline has furthered her education in Business Management, Real Estate, Builders Licensing, Counseling, and Mortgage Lending. She believes that each of these studies has contributed to her ability to provide a positive experience, whether it is to purchase a new home or refinance an existing home. Please reach out to Caroline anytime if you are interested in a new home loan and would like to review, or just have some questions that you would like her to answer – she would be more than happy to help.

Loan Options

Ready to set out on the journey of buying or refinancing a Michigan home? You can count on us to locate the Michigan mortgage loan program that’s perfect for you.

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The huge number of refinance options available to borrowers is truly breathtaking. Let us help you qualify for the right loan program to fit your situation.

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Pre-Qualify Today

Get matched up to loan programs that meet your financial needs. We will let you know the amount you qualify for and provide you with a sample closing cost and payment worksheet.

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Loan Options

One size doesn’t fit all. We are confident that one of our loan options will be perfect for you.

Conventional Loan

Conventional loans have a minimum down payment of 3% if you are a first-time home buyer (not owned within the past 3 years) or 5% if you are not a first-time home buyer.  You can avoid PMI with down payments of 20% or greater.


Offers down payment assistance that can be used towards closing costs, and the down payment itself. The down payment assistance is repaid when the home is sold, the mortgage is refinanced, or the home loan is paid off.

FHA Loan

An FHA loan allows borrowers to finance homes with down payments as low as 3.5% and is insured through the U.S. Department of Housing and Urban Development (HUD).

Veteran Loans

The VA loan is a mortgage option available to Veterans, Service Members and select military spouses with down payments as little as zero.

Rural Development Loan

USDA loans are zero-down-payment mortgages for rural and suburban home buyers.

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Caroline Turner

We’ve had the opportunity to help hundreds of families in Michigan reach their dream of home ownership. Our drive and passion each day comes from seeing the joy on our clients faces.

Vanessa Whipple
Caroline was amazing! Always available whenever we needed her and everyone including my realtor said she was a pleasure to work with!
Vanessa Whipple
Marc Coleman
Caroline was great to work with, she made everything so easy. My mortgage was done all on the app. Never had to meet in person unless I wanted too and she was available any time of the day. I recommend her to everyone.

Marc Coleman

Amber Hall
I so appreciate Caroline’s character…quick response, professional, honest, and incredibly helpful. It is apparent that she genuinely wants to help other people! Thank you Caroline!

Amber Hall


Mortgage 1 Pro Snap makes it easy to get a hassle-free mortgage from one of Michigan’s leading lenders. We have helped more than 102,000 families secure more than $14 billion in loans. Let us help you. Get started below. While you are at it, ask about Fast Pass, which lets you close your loan in minutes rather than hours. It’s fast, safe and hassle-free.

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Why You Should Choose

Mortgage 1

While we specialize in helping first-time buyers find their dream home, we also help home buyers of all types, no matter whether you are refinancing, downsizing, or buying a second home. We have helped more than 87,000 home buyers realize their dreams of home ownership. We can do the same for you. Our first-class service and attention to detail make us Michigan’s preferred lender. Let us help you!

Contact Caroline Turner
Office Phone: (810) 373-2150
Cell Phone: (810) 955-6682
Fax: (888) 828-1110
Address: 100 S Adelaide St, Fenton, MI 48430
NMLS ID 136433
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All borrowers are subject to qualification, underwriting approval, lender terms and conditions. This is not a commitment to lend.  Restrictions apply.  Mortgage 1 Inc. is not acting on behalf of or at the direction of MSHDA or the federal government. Mortgage 1 Inc. is not affiliated with your current lender.  An LTV ratio above 80% may result in a need for mortgage insurance. Online homeownership education may be required. Intended for the State of Michigan.  All Rights Reserved.