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About
Caroline started in the mortgage industry in 2001, and she has always taken pride in offering the best customer service to her clients and referral partners by carefully walking them through each step of the process. Through the years Caroline has furthered her education in Business Management, Real Estate, Builders Licensing, Counseling, and Mortgage Lending. She believes that each of these studies has contributed to her ability to provide a positive experience, whether it is to purchase a new home or refinance an existing home. Please reach out to Caroline anytime if you are interested in a new home loan and would like to review, or just have some questions that you would like her to answer – she would be more than happy to help.
Loan Options
Ready to set out on the journey of buying or refinancing a Michigan home? You can count on us to locate the Michigan mortgage loan program that’s perfect for you.
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Refinancing
The huge number of refinance options available to borrowers is truly breathtaking. Let us help you qualify for the right loan program to fit your situation.
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Pre-Qualify Today
Get matched up to loan programs that meet your financial needs. We will let you know the amount you qualify for and provide you with a sample closing cost and payment worksheet.
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Mortgage 1
Loan Options
One size doesn’t fit all. We are confident that one of our loan options will be perfect for you.
Conventional Loan
Conventional loans have a minimum down payment of 3% if you are a first-time home buyer (not owned within the past 3 years) or 5% if you are not a first-time home buyer. You can avoid PMI with down payments of 20% or greater.
MSHDA Loans
Offers down payment assistance that can be used towards closing costs, and the down payment itself. The down payment assistance is repaid when the home is sold, the mortgage is refinanced, or the home loan is paid off.
FHA Loan
An FHA loan allows borrowers to finance homes with down payments as low as 3.5% and is insured through the U.S. Department of Housing and Urban Development (HUD).
Veteran Loans
The VA loan is a mortgage option available to Veterans, Service Members and select military spouses with down payments as little as zero.
Rural Development Loan
USDA loans are zero-down-payment mortgages for rural and suburban home buyers.
Mortgage 1
Testimonials
We’ve had the opportunity to help hundreds of families in Michigan reach their dream of home ownership. Our drive and passion each day comes from seeing the joy on our clients faces.
Marc Coleman
Amber Hall
ProSnap
Mortgage 1 Pro Snap makes it easy to get a hassle-free mortgage from one of Michigan’s leading lenders. We have helped more than 102,000 families secure more than $14 billion in loans. Let us help you. Get started below. While you are at it, ask about Fast Pass, which lets you close your loan in minutes rather than hours. It’s fast, safe and hassle-free.
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Why You Should Choose
Mortgage 1
While we specialize in helping first-time buyers find their dream home, we also help home buyers of all types, no matter whether you are refinancing, downsizing, or buying a second home. We have helped more than 87,000 home buyers realize their dreams of home ownership. We can do the same for you. Our first-class service and attention to detail make us Michigan’s preferred lender. Let us help you!
Cell Phone: (810) 955-6682
Fax: (888) 828-1110
Email: cturner@mortgageone.com
Address: 100 S Adelaide St, Fenton, MI 48430
NMLS ID 136433
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© 2025, Mortgage 1. For complete licensing information, Please go to NMLS.org. | Company NMLS #129386. Mortgage 1 ("the Company") maintains policies and procedures designed to protect the integrity and security of consumer and customer information. Mortgage 1 Inc.is a national mortgage servicer and accepts payments from consumers. We are required to be licensed as a debt collection company. NMLS #129386. Thank you for considering Mortgage 1 for your mortgage financing needs. The Mortgage 1 Inc. website uses cookies, tracking pixels and related technologies that collects personal information. Cookies are small data files that are served by our platform and stored on your device. Our site uses cookies dropped by us for a variety of purposes including to operate and personalize the website. Also, cookies may also be used to track how you use the site to target ads to you on other websites.
All borrowers are subject to qualification, underwriting approval, lender terms and conditions. This is not a commitment to lend. Restrictions apply. Mortgage 1 Inc. is not acting on behalf of or at the direction of MSHDA or the federal government. Mortgage 1 Inc. is not affiliated with your current lender. An LTV ratio above 80% may result in a need for mortgage insurance. Online homeownership education may be required. Intended for the State of Michigan. All Rights Reserved.